A Guide to Buying a New Home: What You Need to Know
If you’re considering a brand new home, there are a few things you should know. Let’s walk through the process of buying a new-construction home, from start to finish, and discover some tips to make it a smooth experience. Step 1: Determine your budgetBefore diving into the homebuying process, it’s essential to evaluate how much […]
Avoid the Money Pit: 5 Costly Home Features You Can Probably Do Without
Let’s explore five features that could potentially be a waste of money, helping you make smarter choices for your future home. 1. Large Yard:While a spacious yard can be appealing, it’s essential to consider the associated costs and maintenance needs. A large yard often requires additional resources and time to maintain, such as mowing, landscaping, […]
How Many Times Can You Use Your VA Loan Benefits? The Surprising Answer!
Are you a veteran, an active-duty service member, or a surviving spouse? Well, guess what? You can use your VA loan benefit not just once but as many times as you want! As long as you’re still eligible for a VA loan and can qualify for a home loan, there’s no limit to the number […]
The Remote Worker’s Guide to Securing a Mortgage
As a remote worker, you have the advantage of choosing where you live, opening up a world of possibilities both personally and financially. Whether you prefer the tranquility of rural areas or seek more affordable housing options outside expensive cities, getting a mortgage while working remotely may require some additional documentation, such as a remote […]
Building Credit for Your Dream Home: 5 Clever Tips (Minus the Credit Cards!)
So, you’re on the hunt for your dream home, but your credit score is in need of a little TLC. Building your credit doesn’t always require opening credit cards. Here are some nifty tricks to amp up your credit score without applying for new plastic. With these clever credit-boosting methods, you can set sail on […]
How Mortgage Points Can Lower Rates and Make Payments More Affordable
As you explore the world of home buying and financing, you may have come across the term “mortgage points.” If you’re wondering what they are and how they work to lower your mortgage payment, this article is for you. So let’s dive into the details. How Do Mortgage Points Work? Mortgage points are upfront payments […]
House Hunting: Finding the Perfect Price Tag for Your Dream Home
Figuring out how much to spend on a house is like trying to find the perfect porridge temperature, except instead of three bowls, you have a sea of houses to choose from. But no need to fret! As your local mortgage professional, we can guide you through the quest for homeownership. So let’s get started. […]
Does Pre-Approval Really Matter in Home Shopping? The Answer May Surprise You
If you’re in the market to buy a home this spring, you might be facing some challenges. With limited homes available and higher mortgage rates, it’s crucial to have a clear understanding of your homebuying budget. Being determined and acting swiftly when making an offer is also key. One way to prepare yourself –and even […]
7 Surprising Things You Can Negotiate With Home Sellers to Get the Home You Deserve
When it comes to tipping the scales in your favor in homebuying, negotiating the asking price is often the first item on the list. But did you know that there are other things you can negotiate with the seller for your benefit? What’s even better is that these items can often be negotiated even in […]
Buying a Home Rather Than Renting Still Makes Sense and Here’s Why
Deciding whether to rent or buy a home this year? Rental affordability has been challenging for years, and it isn’t changing any time soon. That’s why many are considering the advantages of purchasing property despite the higher rates. According to data recently released by Realtor.com, while the rental market is experiencing slower-paced growth, as of March […]
